Taiwan Depository & Clearing Corporation

Under the guidance of the Financial Supervisory Commission (FSC), the Taiwan Depository & Clearing Corporation (TDCC) has been actively building a digitized book-entry environment. With its one-stop asset integration service, the ePassbook App has gained significant favor among investors. As digital financial services become an integral part of daily financial management, over 90% of investors now choose digital passbooks when opening new brokerage accounts. This trend has fueled the rapid growth of the ePassbook App, which recently officially surpassed the 7-million-user milestone.

Mr. Daniel Chen, President of TDCC, stated that the ePassbook App’s unique multi-asset integration service allows investors to check real-time market value of their holdings and transaction details across various securities firms, while simultaneously managing both domestic and offshore fund assets. Furthermore, through Open Finance services, the ePassbook App connects with 17 financial institutions to provide bank deposit information. This enables more precise cross-platform and cross-asset asset allocation, truly embodies the principles of financial inclusion and digital empowerment.

Last year marked a breakthrough for the ePassbook App with the launch of three innovative features in response to fintech developments and policy initiatives : a new TISA platform entry for easy access to TISA-class fund data; the pioneering implementation of Open Banking 3.0 transactional services (allowing users to initiate bank transfers, convert demand deposits into time deposits, and terminate time deposits directly via the App); and a new service for applying for digital certificates through the TAIWAN-CA Inc. (TWCA), significantly enhancing user convenience.

To enhance the financial asset platform, starting from this 7-million-user milestone, TDCC will continue to provide diverse digital innovations, optimize the user experience, and strive to build a smarter, more convenient digital financial ecosystem.